Black and Latino families have had their homes appraised for up to $500,000 less than expected, and they believe racial bias played a significant factor. According to an ABC Owned Television Stations data analysis of more than 50 million home loans, refinance applications in predominantly Black neighborhoods are nearly five times more likely to be under-appraised than in white communities. The analysis also found home-purchase loans in Black neighborhoods are more than twice as likely to be appraised under value. To raise awareness on this systemic issue affecting families across America and to equip viewers with information on what they